SpaceX's record-fast addition to the Nasdaq-100 means millions of retirement savers now have indirect exposure to the newly public company through index funds and some target-date portfolios.
Monday, July 13, 2026
№ 7Retirement Plans (3)·Health & Welfare (3)·Case Commentary (3)·Regulatory & Guidance (1)·Also Noteworthy (1)
The One Thing
The DOL has made cybersecurity its top enforcement priority for defined contribution plans, and the Wagner Law Group's new proposal for a federal cyber-insurance backstop highlights the uncomfortable gap underneath: when a participant's account is drained, nothing currently stands behind the loss. Until Congress or the insurance market fills that space, documented prevention protocols are a sponsor's only real protection.
Retirement Plans (3)
Ari Sonneberg and Barry Salkin propose a federal insurance backstop for defined contribution plan cybersecurity losses, building on the DOL's January 2026 enforcement policy naming cybersecurity and data protection as its highest priority. A thought piece, but a timely one given plan sponsors' growing exposure to participant account theft.
If your organization sponsors a pre-approved 403(b) plan, an important compliance deadline looms on the horizon.
Health & Welfare (3)
As the popularity of GLP-1 medications continues to rise and the list of conditions being treated with these medications grows, plan sponsors are taking a closer look at the costs and benefits of GLP-1 coverage.
More people get health coverage through their job than from any other source. The deduction workers see in each paycheck for their share of the premium is only a fraction of the total cost.
The expiration of the ACA’s enhanced premium tax credits at the start of 2026, combined with rising insurer premiums, put a spotlight on health care affordability that extends beyond Marketplace enrollees.
Case Commentary (3)
The court denied Defendant Metropolitan Life Insurance Company’s motion.
The organization’s amicus brief backed Intel and warned that allowing lawsuits based on hindsight would fuel costly litigation and harm 401(k) participants.
The groups all filed amicus briefs arguing for prudent ERISA processes over investment returns
Regulatory & Guidance (1)
New federal guidance is providing greater certainty around Trump Accounts and expanded their potential application beyond simple savings.
Also Noteworthy (1)
A joint EBRI / FINRA Investor Education Foundation study revealed that, even when controlling for demographic variables, positive relationships persist.