With 59% of Americans lacking the savings to cover an emergency expense, employers are rethinking financial wellness benefits, from emergency savings programs to retirement plans to AI-powered financial advice.
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AI in Benefits
With 59% of Americans lacking the savings to cover an emergency expense, employers are rethinking financial wellness benefits, from emergency savings programs to retirement plans to AI-powered financial advice.
An opinion piece argues AI's best use in open enrollment is taking over the repetitive administrative work so benefits teams can spend their time actually helping people, citing research that only 69% of employees feel they understand their medical benefits. The pitch is efficiency in service of the human conversation, not a replacement for it.
With most states yet to enact AI-specific employment laws, the contract is the control. A checklist of provisions for employers deploying AI tools through HR vendors.
As artificial intelligence continues to move into the mainstream, opportunities abound for eliminating confusion, personalizing content and improving outcomes.
New NIRS survey shows deepening concerns about retirement viability in current economy, plus a distrust of AI financial advice and crypto investments.
The retirement industry may be overdue for a "reintroduction."
Nearly half of people with an ongoing mental health condition who use large language models say they lean on AI for mental health support, per a survey EBN reports, most commonly for anxiety and depression. For benefit leaders weighing AI tools in workforce mental health programs, the vetting question is no longer hypothetical.
The Prudent Investment Fiduciary Rules blog proposes a quantitative framework for documenting fiduciary prudence, combining cost-comparison metrics with AI-assisted process tools. Dense, but of interest to committees formalizing their prudence files.
Mercer's quarterly state survey: Virginia enacted both paid family and medical leave and paid sick and safe leave, several states passed major PBM laws including a Tennessee statute challenged in court the day it took effect, and Alabama, Georgia, and Texas legislated on AI use in benefits.
With salary budgets flat and AI reshaping rewards, employers lean on transparency, career growth, and benefits to retain talent.
Principal's latest financial-health index finds employers and employees converging on two trends: workers postponing retirement dates and both sides leaning on AI tools for planning.
Global retirement experts suggest investment options, advice, and artificial intelligence can all help with drawing down defined contribution savings, with lessons from decumulation designs abroad.
An NCPERS survey suggests lower-stakes experimentation with artificial intelligence is happening more quickly than strategic integration.
WTW 2026 Defined Contribution Survey report finds employers are asking defined contribution plans to do more than they were originally designed for, prompting greater focus on retirement income, AI, governance, and measurable participant outcomes.
Doing so may influence participant decision-making in ways that raise disclosure and accuracy concerns and, in certain cases, could be viewed as recommending action or inaction by participants.
Don Trone examines how to build new protocols for fiduciary governance.
Colorado employers face new compliance obligations under recently enacted laws addressing artificial intelligence-driven employment decisions, demographic workforce reporting, disability accommodations, wage-and-hour requirements, and Family and Medical Leave Insurance administration, with effective dates arriving through this summer.
Don Trone explains how policy, permission, proficiency, platform and protocol keep the industry from reaching artificial intelligence’s full potential
Thrivent shows split in retirement confidence among savers hurdling through market inflation and advancements in AI technology
Candidly releas es Trump Accounts guidance; OakPath launches per sonal coach ‘ Aggi ’ for retirees; and Vestmark o pens AI r esearch c enter.
Everyone in the retirement plan business loves talking about technology. Recordkeepers spend millions promoting participant websites, mobile apps, artificial intelligence tools, and payroll
Third-party administrators (“TPAs”), brokers, and benefits technology vendors are increasingly offering artificial intelligence (“AI”) tools that can generate Summary Plan Descriptions (“SPDs”), plan