Fidelity's second-quarter analysis found 401(k) and 403(b) balances grew 10.5% last quarter, the strongest quarterly growth since the end of 2020, driven by record participant savings rates alongside market gains.
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403(b) Plans
Fidelity's second-quarter analysis found 401(k) and 403(b) balances grew 10.5% last quarter, the strongest quarterly growth since the end of 2020, driven by record participant savings rates alongside market gains.
The Insured Retirement Institute urged the Senate to take up the Retirement Fairness for Charities and Educational Institutions Act, which would give 403(b) plan participants access to collective investment trusts, an option long available to 401(k) plans at lower cost than comparable mutual funds.
Groom Law Group and CAPTRUST experts answer the question. The Saver's Match is voluntary for 403(b) plans, not required. Eligible low- and moderate-income savers can receive a federal matching contribution of up to $1,000 for taxable years beginning after December 31, 2026, and plans that choose to accept the deposits will need amendments and new administrative procedures under Notice 2026-48.
Experts from Groom Law Group and CAPTRUST answer questions concerning retirement plan administration and regulations.
Experts from Groom Law Group and CAPTRUST answer a practical question on the timing of 403(b) restatements and SECURE 2.0 amendments.
Continuing his close read of the DOL's proposed regulation on selecting investments for participant-directed plans, Reish examines the complexity factor among the six the proposal defines for evaluating any investment, alternative assets included, in 401(k) and private-sector 403(b) lineups.
Witnesses testifying before a Senate panel urged lawmakers to pass legislation allowing 403(b) plans to invest in CITs. They also expressed support (and caution) for the DOL's Investment Selection Rule.
In Havlik, the University of Chicago rejected a beneficiary change form that would have redirected an ERISA-qualified Section 403(b) retirement plan participant’s benefits from his spouse to trusts, and the Seventh Circuit looked to state law to decide whether the power of attorney was valid to waive the spousal benefit.
Experts from Groom Law Group and CAPTRUST answer questions concerning retirement plan administration and regulations.
The DOL’s proposed regulation on selecting investments, including alternative assets, 2026-06178.pdf, identifies six factors that should be considered in the process of selecting any investments for participant-directed plans, such as 401(k) plans and private sector 403(b) plans.
Operational bottlenecks are drawing renewed scrutiny as Congress considers opening the $1 trillion 403(b) market to collective investment trusts.
Experts from Groom Law Group and CAPTRUST answer questions concerning retirement plan administration and regulations.
Changes in plan design, coupled with regulatory improvements and market evolution, mean concerns about collective investment trusts should no longer keep them from 403(b) plans.
The DOL’s proposed regulation on selecting investments, including alternative assets, 2026-06178.pdf, identifies six factors that should be considered in the process of selecting any investments for participant-directed plans, such as 401(k) plans and private sector 403(b) plans.
The deadline to adopt a restated pre-approved 403(b) plan is rapidly approaching. Here's what employers need to know.
F.4th —-, 2026 WL 2084784 (7th Cir. July 20, 2026), a suit for ERISA benefits, the Seventh Circuit affirmed summary judgment for the University of Chicago, its two Section 403(b) retirement plans, and TIAA, the plans’ recordkeeper, holding that a power of attorney lacking express authority to waive spousal annuity rights could not effect the change.
Today’s retirement plans (401(k), 403(b), defined benefit pension plans, etc.) are growing ever more sophisticated, offering plan participants more features and options for increased retirement savings.
Congress is once again considering legislation that would allow 403(b) retirement plans to invest in Collective Investment Trusts (CITs).
CEOs send letter to Senate Banking Committee asking for movement on House-passed bipartisan bill that would finally permit access intended by SECURE 2.0
If your organization sponsors a pre-approved 403(b) plan, an important compliance deadline looms on the horizon.
Experts from Groom Law Group and CAPTRUST answer questions concerning retirement plan administration and regulations.
New PEP underscores commitment to scaling pooled plans and expanding retirement access for nonprofits; Newport tabbed as pooled plan provider and administrative fiduciary while Aprio providing